Ohio Dental Insurance

PPO, Indemnity and Discount Dental Plans

Ohio Dental Insurance Plans

Ohio dental insurance is the most asked for benefit request we receive. Everybody is looking for an affordable dental plan that will help them with their ongoing dental bills.

A lot of people call us with just a hint of desperation in their voice. It usually means that they just returned from the dentist and they found out that they need a few thousand dollars worth of dental work. They call us expecting that they will purchase a plan for ten bucks a month and it will cover a least half (if not more) of their dental expenses. These people are still high on the nitrous oxide. Boy, is it going to hurt when it wears off!

Fortunately, we do have dental plans that will cover a significant portion of their dental bills and give them a deep discount on the work they need done.

Contact Us at 800-272-0512 Monday - Friday, 9 AM to 8 PM

We have PPO, Indemnity and Discount Dental Plans

If you have a small group of two or more employees (full time), I can give you an excellent small group dental plan. The rates in many instances are less than individual coverage.

Ohio PPO Dental Plans

Most calls we receive are for a PPO dental insurance. This is a direct result of everyone's dentists telling them that this is the type of plan they will accept.

A PPO dental plan has two parts to it.

The first part is the network of dentists who accept the plan. If you use a dentist in the network, you are entitled to the discounted or reduced fee schedule for your dental work.

If you go to a dentist outside the network, you will still have benefits, but they might not cover as much of the bill when compared to an in network provider.

The second part is the payment part. The plans we offer cover preventative procedures like cleanings and x-rays, 100% with no deductible.

Basic and major work like crowns, fillings, root canal and so forth are covered from 50% to 80% depending on the plan.

Indemnity Dental Plans

Ohio indemnity dental plans pay out fixed amounts of money to you or your dentist dependent on the procedure. A plan might pay out $60 for a cleaning or $100 for a filling. Each procedure is listed with a corresponding payment.

The advantage of an indemnity plan is that you can go to any dentist you want. The payout does not change.

Most of our indemnity plans also have discount PPO-like network. If the dental provider is in the network, you also get the advantage of the discount. The combination of the two makes this type of plan a very attractive alternative to PPO dental plans. Some of these plans include a complete vision insurance plan at no extra cost.

Discount Dental Plan

Discount dental plans are the most affordable Ohio dental plans we offer. They are very simple to understand.

You must use a dentist that is in the discount network. In some parts of Ohio there is a very large number of dentists to choose from. When you go to the dentist you present your card and you will receive a discounted rate for services.

Some of these plans even cover preventative work like cleanings for no charge at all.

When you look at the cost of these plans, you will realize that they might be an excellent alternative. The trick is to find a dentist in the network that you like. If you do, a discount plan is hard to beat.

Where can I get more information and/or apply?

Use the links below to get more information on each type of plan:

Ohio PPO Dental Plans - This will take you to a page that will show you an outline of coverage. There is an enrollment button on the page where you can enroll directly. Or, call us for more information.

Ohio Indemnity Dental Plans - This is our indemnity dental plan web site. This plan can be purchased in just about any state. There are three different plan variations. The web page has all the details and information as well as a simple sign up form.

Ohio Discount Dental Plans - This link goes to our dedicated dental insurance web site. You will see two excellent alternatives to finding a discount dental plan on that page.

We have more plans than are listed on this page. You might want to visit our Dental Insurance Plans page with this link to get more information and see even more plans.

Call us if you have questions or need help.

Contact Us at 800-272-0512 Monday - Friday, 9 AM to 8 PM